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    • Home
    • About
    • EMAC Fund
    • Seller FINANCING
      • SELLER LOAN SERVICING
      • FAQ
    • Investor Portal
    • Contact
  • Home
  • About
  • EMAC Fund
  • Seller FINANCING
    • SELLER LOAN SERVICING
    • FAQ
  • Investor Portal
  • Contact
EMAC Lending

EMAC Financial Since 1999

EMAC Financial is a Mortgage Lender and Broker based out of Seal Beach California since 1999. We provide a full menu of Real Estate loan programs for our borrowers, and we provide a diverse investment platform for investors who are interested in Trust Deed and Private Money Loans. 

About Us

Matt and Lorette Murphree

Trust Deed Loans for Investors

Trust Deed Loans for Investors

Matt and Lorette Murphree are the Principals of EMAC Financial. Both have over 25 years Lending and Real Estate experience. Emac Financial has been making Private Money Loans for investors for 20 years.  In 2018 we decided to expand our options for investors, and we expanded with our debt fund, EMAC Mortgage Fund LLC. We have paid investo

Matt and Lorette Murphree are the Principals of EMAC Financial. Both have over 25 years Lending and Real Estate experience. Emac Financial has been making Private Money Loans for investors for 20 years.  In 2018 we decided to expand our options for investors, and we expanded with our debt fund, EMAC Mortgage Fund LLC. We have paid investors over 8% from year 1 with stellar performance on choice assets that we hand pick in our market. We have achieved this ROI in one of the lowest interest rate terms in US history. We have set our sights on reaching a 10%+ return in coming quarters as the interest rate market has shifted up. 

Trust Deed Loans for Investors

Trust Deed Loans for Investors

Trust Deed Loans for Investors

Whether you are an investor who wants to make loans in entirety or own a fraction of a loan with other investors we are a great choice to work with. We present and package loans that are easy to understand and calibrate. We make loans in California and other states that represent solid economics and returns. We only make “business purpose” loans in these categories. 

EMAC Mortgage Fund LLC

Trust Deed Loans for Investors

EMAC Mortgage Fund LLC

Our mortgage fund is designed to give Investors an easier track into the Private Money space. When you invest in our Fund you are investing not on a single loan but on a “pool of loans” and their performance. This allows us to offer “accredited Investors” diffused risk with a healthy return. The fund is ideal for the investor that does no

Our mortgage fund is designed to give Investors an easier track into the Private Money space. When you invest in our Fund you are investing not on a single loan but on a “pool of loans” and their performance. This allows us to offer “accredited Investors” diffused risk with a healthy return. The fund is ideal for the investor that does not want the burden of underwriting loans or wants to babysit borrowers. We are considerable investors in our fund as well which makes us a partner in the risk. We lend your money like it is our own. 


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